Sponsored by Emma Lynn Dowd Insurance
Written by Emma Dowd
In 2025 the fixed annuity rates have stayed stable never dropping below 5%. The most growth came with the 10, 5 and 4 year rates.
Current interest rates are:
10 Year Fixed – 5.75%
5 Year Fixed – 5.80%
4 Year Fixed – 5.30%
3 Year Fixed – 5.45%
2 Year Fixed – 5.15%
Annuities are a great way to secure permanent income as it’s considered a living benefit. Other options are variable annuities, and single premium immediate annuity which allows you to pay the entire investment in one lump sum and receive the benefits within 1 year.
